Terms and Conditions of Use

Last revised: SEPTEMBER 3, 2018

Sections of this Policy

  • 1. Terms and Use Agreement
  • 2. Minors
  • 3. Links to Third Party Sites
  • 4. Copyright and Trademark Notices
  • 5. Disclaimers
  • 6. Your Use of the Sites
  • 7. Miscellaneous

1. Terms of Use Agreement

This Terms and Conditions of Use Agreement ("Terms of Use") constitutes a binding agreement between you and C|F|C|C|I. Please carefully read through all sections of these Terms of Use. By accessing this web site or any of the web sites owned or controlled by C|F|C|C|I (each a "Site" and collectively the "Sites") you agree to be bound by these Terms of Use. If you do not acknowledge and agree to these Terms of Use, do not continue using our Sites. Your access to and use of the Sites is subject to these Terms of Use and all applicable laws. These Terms of Use may be changed by us from time to time without notice to you, and the latest version will be posted on this Site.

2. Minors

C|F|C|C|I does not intentionally target anyone under the age of 16. Our Sites and services are not directed toward people under the age of 16. Individuals between the ages of 16 and 18 are granted permission to use our Sites only with the permission of their parent or guardian.

3. Links to Third Party Web Sites

C|F|C|C|I's Sites may contain links to third party sites. These links are provided for your convenience, however C|F|C|C|I's hosting of these links is not an endorsement of any particular company. Be aware that C|F|C|C|I is not responsible for the privacy practices of other sites; we encourage you to thoroughly read the privacy policies of third party sites linked from our Sites to ensure that you are comfortable with their practices.

4. Content, Copyright and Trademark

All text, graphics, photographs, trademarks, logos, and computer code contained on the Sites (collectively, "Content"), including but not limited to the design, "look and feel" and arrangement of such Content, is owned, controlled or licensed by C|F|C|C|I and/or its suppliers and participating agents. Except as otherwise provided herein, none of the Content may be used, copied, reproduced, distributed, republished, downloaded, modified, displayed, posted or transmitted in any form or by any means, without our express prior written permission. Permission is hereby granted to lawfully access and use the Sites to display, download, archive and print, portions of the Sites on a temporary basis for your individual use. You may not otherwise modify or download any Content on the Site without the prior express written permission of C|F|C|C|I.

5. Disclaimers

C|F|C|C|I intends that the information contained on our Sites is accurate and reliable; even so, errors can sometimes occur. We reserve the right to make changes and/or additions to our Sites or the information contained on these Sites at any time. C|F|C|C|I provides this Site and the information provided herein as a service to its customers. The information and materials provided on this Site are provided for general information purposes and may not be relied on as a substitute for professional or legal advice. The views or opinions expressed by the authors included herein do not necessarily reflect the views or opinions of C|F|C|C|I or its affiliates. This information is not intended to create any legal relationship between C|F|C|C|I and the user. Neither the transmission nor receipt of these materials will constitute a legal relationship between the sender and the receiver. The information is not guaranteed to be correct, complete, or current. C|F|C|C|I makes no warranty, expressed or implied, about the accuracy or reliability of the information expressed herein, or at any other website to which this Site is linked. C|F|C|C|I also assumes no responsibility for the content and accuracy of materials contained in external sites to which links are provided on this website.

6. Your Use of the Sites

You agree to use the Sites in a manner consistent with any and all applicable laws, rules and regulations. You agree not to upload or transmit through the Sites any computer viruses, trojan horses, worms or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer. Any unauthorized modification, tampering or change of any information, or any interference with the availability of or access to the Sites is strictly prohibited. C|F|C|C|I reserves all rights and remedies available to it.

You may not use any "robot", "spider" or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process to access, acquire, copy or monitor any portion of the Sites or any Content, or in any way reproduce or circumvent the navigational structure or presentation of the Sites or any Content, to obtain or attempt to obtain any materials or information through any means not purposefully made available through the Sites. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Sites or any transaction being conducted on the Sites, or with any other person's use of the Sites. You agree to indemnify, release and hold harmless C|F|C|C|I and our officers, directors, agents, representatives and employees from any claim, liability, loss, expense or demand, including legal fees, related to your violation of these Terms of Use or your access or use of the Sites.

7. Miscellaneous

This Agreement will be governed and construed in accordance with the laws of the State of California and the United States without regard to any conflict of laws principles that would require the application of the laws of another jurisdiction. Any dispute arising under or in connection with this Agreement will be heard exclusively in the state and federal courts for the City and County of Los Angeles, California; you hereby expressly and irrevocably consent and waive any objection to the personal jurisdiction, venue and convenience of such courts. No waiver by C|F|C|C|I of any breach of or right under this Agreement will be a waiver of any preceding or succeeding breach or any other right.